How to Change Child Support in Barrie, Ontario

child supportIn Ontario, child support can be changed if there is a change in circumstances such as a change in income or a change in residence of the children. Here are the steps. 

The first step is to determine the payor's income. (The "payor" is the person who has the children less than 40% of the time and is paying child support.) For employees, use line 150 of the income tax return. If they have recently changed jobs or your income has changed, you have to use the actual present income.

If the children are with each parent more than 40%, different rules apply. This is called "Shared Custody". Here is an article that explains the process. 

If the payor is self-employed, determining her or his income can be more complicated. Here is an article for you.

If you have  "Split Custody", child support is calculated differently. "Split Custody" means that each parent has one or more children residing primarily with them. For example, Dad and Mom have three children. Frankie and Tommy live primarily with Dad and see Mom every second weekend whereas Suzy lives primarily with Mom and sees Dad every second weekend.  

Here is how you calculate child support if you have split custody . 

If the children are with one parent more than 40% of the time, then the other parent pays according to the Child Support Guidelines. It is a grid that prescribes the amount of support to be paid.

To look up the amount of child support according to the Guidelines, go here.  

When you look it up, you  have to ensure you are using the correct grid for the province where the payor lives, the payor's income and the number of children. It's pretty easy to look up.

In addition to the base amount of child support according to the grid, if your children have "extraordinary" costs related to extra curricular activities, these costs are shared in proportion to the gross annual income of the parents.

For example, if your child is on an elite competitive swim team, competing in swim meets across the province and receiving coaching, the costs of this sport will be shared but if your child is just taking some swim lessons at the YMCA, the costs are not shared. The recipient of child support is to pay the costs of the swim lessons from the child support.

In addition, the cost of medical expenses, the after-tax cost of daycare, summer camps and post secondary education costs are among the costs shared. There are other costs that are considered "extraordinary" and are shared.

Once you have determined the amount of child support, you can change the existing agreement by consent. If you can't reach an agreement, you may have to go to Court.

You are wise to speak to a lawyer to ensure you do the variation correctly. You can do either a Variation of Separation Agreement or a Variation of a Court Order. If is it not done correctly, it won't be legally enforceable. It is easy to do it with a little help from a lawyer. 

If you have to go to Court, we can help. We frequently meet with clients and help them create all of the legal documents necessary to do a variation. It usually takes our lawyers about two hours to complete all of the documentation. Clients tell us this is a very good investment.

A lawyer can represent you in Court if you wish. Of course, having a lawyer at your side is best but it is costly. You have to weigh the costs versus the benefits.

In some cases, you can retroactively adjust child support. Generally, the Court will go back 3 years depending on the circumstances.

Much of family law is "shades of gray". Child support is more straight forward than many areas of the law. It really is not an issue that needs a judge to determine. With some legal advice, you should be able to resolve the amount of child support by agreement. If you are unsure, meet with a lawyer and get some advice.

How to Make the Most Out of Summer Access

Summer time... and the living is easy....or so the song goes. 

If you are separated, you want to make the most out of your time with the kids. It is tempting to spend lots of money, schedule every minute of the day and do every activity possible with the children. Your time is limited so you want to make the most of it.

I know... because that's my personality too. 

Sometimes it is the mundane time spent together that can be the most memorable. Last summer my 15 year old son had to earn some money to contribute to his expensive mountain bike. Finding work for a 15 year old is nearly impossible so, I had him seal my paved driveway. As you can see by the photos, my 12 year old pitched in too!  

I took the time off work to do the work with him. This clearly was not a good decision economically but it was a great lesson about the value of money to my son.  It was hard work and took forever but over the course of the week, we got it done. Our driveway is now (in our humble opinion) the best sealed driveway in our community! He "paid off" his debt to me for his bike and we had some great time bonding while swishing tar over the driveway in the heat of the summer. 

It wasn't a trip to Disney Land but it stands out as one of the best events of the summer last year. My sons and I were working together. It was great. 

Richard Sharp, a lawyer in England, in his excellent blog called Family Law Collaborative Divorce did a post about summer time access in which he offers good advice for separated parents about summer access. 

My last blog was called "Five Ways to Resolve Summer Access Scheduling". Richard's blog offers complementary advice.  Richard writes:

Do plan early and commit to decisions made - Plan the arrangements for the summer holidays as early as possible. If you commit to doing something make sure it is followed through. Last minute clashes and changes are not easy to resolve. Children need their parents to make decisions and to stick to them

Do support your child’s contact with the other parent – Be positive about your child spending time with their other parent. Let the children know it is OK with you that they are going away and that you will be OK too whilst they are away. It’s best for kids when both parents can be supportive of their activities and share in their excitement.

Do help children maintain contact with the other parent – Provide the other parent with contact information and details as to where the children are going to be and who with. Let the children communicate with the other parent whilst away.
And

Don’t talk through the children - It is tempting to relay information through the children when talking with the ex is difficult. But messaging between households is a burden children shouldn’t have to bear. Make sure you are the one delivering news about trips you are proposing to take and scheduling needs surrounding them.

Don’t ambush the other parent - When making holiday plans, don’t set the other parent up. “I would really love for you to come with me to Spain, but it’s really up to your Mum to say yes” is neither fair on the child nor Mum. Instead, “A trip abroad would be lots of fun but before we can make plans, I need to talk with Mum to see if we can work out the details.”

Don’t make your kids pay the price - If you make a decision to foot the holiday bill or move your schedule around to make a trip work, don’t make your kids pay the price. Whilst a trip abroad may be a wonderful experience for the child, it probably won’t be so wonderful for very long if the child has to listen to what Dad did or didn’t do to help. Children do not want to take sides – don’t make them.

And finally …..Conflict is the major cause of unhappiness and poor outcomes for children. Let’s have family fun in the sun this summer by focusing on the needs of children.driveway

Summer holidays are a great opportunity for you to deepen your relationship with your children. Enjoy every moment together. Swish some tar on your driveway together.

Don't forget the old saying: "families that spread tar together, stick together!" .... or something like that....

Best Laid Plans

rainHave you ever planned a great day of summer activities and then woke up to rain? It's disappointing and upsetting. 

I remember planning an outdoor birthday party for my son (age 7 at the time). I was all ready to host ten of his energetic friends for about 3 hours doing tons of fun activities outside. And then it rained. We had to be inside and I had nothing planned for inside our small home.

We played charades for about 10 minutes before the kids became bored and started asking "what is there to do?"  I looked at my wife and said "Hmmm.... two hours, fifty minutes to go! Now what?"   Well, we got creative and found lots of indoor things to do but for a few minutes, it was sheer panic.

I wanted to host the best birthday party for my son and made great plans so it would happen. But, as fate would have it, my plans were scuttled.

Has this ever happened to you? Perhaps you planned an activity with your children when your plans were "rained on". Perhaps your teenage child decided to go to a friend's home or your ex spouse called at the last minute to change weekends. Maybe you had to spend "your weekend" helping your son or daughter complete a school project or study for exams when you had planned some special event with them. It's frustrating. When you are divorced, time with the kids is very special and you always want to make the most of it. Right?

Thinking back to that birthday party, I had a choice. I could have become angry and frustrated making the party a disaster or I could have chosen to make the most out of the situation. On that occasion, I chose wisely and made the most out of the day. In the end, it was a great birthday party. Everyone had fun.

I haven't always chosen wisely. Sometimes I listen to the other voice in my head: the negative voice. I seek to find blame, become angry and get very upset. I make the day a disaster by my own attitude.

When you are divorced, it is especially tempting to get all riled up when yourCanoing family of five ex spouse scuttles your plans. I try to remember that when plans get changed that I have a choice: make the most of it or make things worse.

Wouldn't it be great if every time our best laid plans go awry, we choose wisely and just made the most of it?

Tomorrow, we are planning on spending the day canoeing with the kids. I hope it doesn't rain. But if it does...I won't be "ready" but I hope I make the most of it.

Tearful Good-byes

IJustin and Helcin in Invermere shed a tear and held back a million of them. Have you ever had a moment like that?

Maybe it was when you dropped off your son or daughter to daycare for the first time... or said good-bye on the first day of school, trying your best to show a brave face... or the first weekend with your ex spouse....or maybe when you resisted giving them a kiss as they went off to the prom with a date...or when you said "good luck" as they boarded the airplane for an exchange or to head to university... or was it when they had their first sleep over at a friend's home... or went away to camp for the first time. I bet you've had more than a few of those moments.

It's a time of mixed emotions. Fear - that your little one will need you and you won't be there to help. Disappointment - knowing that they probably won't need you. Sadness - of the pending silence now that they won't be around. Pride - that you have done a good job and they are ready to be on their own.

I had one of those moments this past weekend when I dropped off my son and his girlfriend of five Justin as a baby. years at their newJustin as arbourist home thousands of miles away. My wife and I dropped them off at their new home near a ski resort in the Canadian Rockies where they will work and ski for the winter. He is 18 and she is 19 years old.

As you can see from these photos of him, he is no longer a baby.

On top of the normal feelings of a parent saying good-bye to their son, I had another layer of feelings because I am a divorced dad. I felt guilt that his mother wasn't there to say good-bye because we are now divorced. Guilt that he was the child of divorce. Guilt that I wasn't always with him when he was growing up because he was with his mother. I also felt pride that I spent every moment possible with him and his brothers since separation, making them my focus when they were in my care. I also felt good that I had provided him with an excellent role model as to a healthy, loving relationship with my new marriage. I felt happy that I had positively contributed to him becoming who he is today.

Frankly, I could not speak to my wife after we said good-bye to my son. The emotions were too overwhelming.

Eventually, I said to myself "I have a choice. I can focus on the negative emotions or the positive ones." I chose the positive ones. I chose to think about what a great guy my son had become.

Justin is...Justin and Helcin at wedding

1. Caring and sensitive. Justin feels everything deeply. He is the peace-maker in the family always striving to find a just solution and to bring his family and friends together. He has maintained a loving relationship with his girlfriend for over five years in spite of him being only 18 years old because he is so caring, understanding and sensitive. He has many great  male friends too because he is a great friend to them.

Justin is...spork

2. Resourceful. Let me share a story. On a week-long canoe camping trip , I forgot the cutlery. Justin was not discouraged. He simply got out his knife and whittled a spork (spoon fork) from wood for himself. He made the most out of with what he had around him. This is typical of Justin.

Justin is...

Justin violin3. Courageous. Whether mountain biking or snowboarding, Justin is always ready to push himself to great heights without being crazy or reckless. He was never afraid of challenges. He has played the violin since he was 5 years of age and never hesitated to perform for an audience. In fact, he played the violin at my wedding ceremony and at the open house of my new office. There is no fear in that boy.

Justin is... well.... he is all grown up now and I am so proud of him.

After focusing on the positives, I realized that Justin had turned out to be a great young man in spite of, or maybe, partly perhaps because of my divorce. Hmmmm.

If you are going through a divorce, remember to focus on the positive. Don't let the little voice of negativity get you down. Choose to be positive.Justin head skiing

I only shed a couple of tears when I said good-bye and I held back a million. Then I realized that this was a new beginning for my son and, frankly, a new beginning for me. It was a good thing. He will be fine... and so will I.