Tag Archives: equalization

The “Roll” of RRSP’s in Your Separation and Divorce

Registered Retirement Savings Plans are the main savings vehicle for many Canadians, especially those who don’t have a pension through their employment. As a result, upon separation and divorce, RRSP’s are part of the property settlement.  Our guest blog this week is  by Sandra Ramos, a well known financial advisor in Barrie, Ontario.  She has great … Continue Reading

Separation Agreements: The Devil in the Details

There is a saying… "the Devil is in the Details"…. meaning details that are overlooked can cause problems later. No doubt this is true when drafting a separation agreement. Attention to detail is essential.  The top ten big issues that need to be resolved are:  Where will the children live?  How much time with the … Continue Reading

Divorce and Financial Planning

Sandra Ramos is a financial planner who has helped many clients who are going through a divorce make good financial decisions about their future. Sandra graciously agreed to offer a guest blog with her insights. Here it is.  Following any marriage breakdown there is a time of emotional healing, but there is also a need for … Continue Reading

Forensic Accounting and Divorce

The role of a Forensic Accountant in a divorce is not well known. Erin Palmer offers great insights into this valuable professional who can help uncover hidden assets or income of a deceptive spouse. Here is Erin’s blog:  All’s Fair in Love and War, Except in Divorce – That’s What Forensic Accountants Are For You … Continue Reading

New Pension Legislation in Ontario Effective January 1, 2012

Matthew Krofchuk has written a excellent blog at Divorce Happens Blog regarding the changes to the pension division legislation in Ontario which came into affect January 1, 2012. Matthew is with Krofchick Valuation so knows his stuff.  The biggest impact of the new legislation is that you can now divided Ontario pensions at source if you … Continue Reading

Why Is the Date of Separation Important?

Do you remember the day you separated? How did it happen? Was a note left or an email sent to say it’s over? Maybe a text? Maybe it was a screaming match? Maybe it was just a sad mutual realization that your marriage was over? Regardless of how it happens, the date of separation is … Continue Reading

Division and Equalization of Property in Barrie Ontario

The division of property after separation raises many questions: How is it divided? Do we have to sell the house? Do I have to share my pension? What about my inheritance?  The uncertainty leads to many sleepless nights. Everyone fears they will end up with nothing. The classic country song by Jerry Reid comes to … Continue Reading