Sandra Ramos is a financial planner who has helped many clients who are going through a divorce make good financial decisions about their future. Sandra graciously agreed to offer a guest blog with her insights. Here it is. 

Following any marriage breakdown there is a time of emotional healing, but there is also a need

The Parental Planner is a new way for separated parents to communicate with one another. It is a essentially a communications journal that is passed between parents at the time of exchanging the children.

The advantage to using a communications journal is that it avoids face-to-face confrontations. You can also ensure all the pertinent information